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How to buy land in Georgia

a vacant land for sale

Investing in rural land is like sitting on a golden egg of opportunity. There are limitless possibilities on how to use it. Georgia, in particular, is home to a variety of land properties that can be converted into thriving ranches, equestrian or hunting farms, and even fishing spots.

If you want to buy the perfect parcel of land in the Peach State, here’s what to do:

  1. Determine the use of the property
    The first step to buying land is to determine how you will use it. Your purpose for this purchase could be agricultural, recreational, residential, or commercial in nature. Once you figure that out, you’ll have an easier time searching for the right land.
  2. Obtain land financing
    Raw land, just like a regular home, can be purchased using cash or loans. However, buying raw land requires a different type of financing. Land loans – offered by lenders who specialize in rural land – differ from home mortgages in terms of interest rate, down payment requirements, and the amount of time needed for it to be paid back.

    The first step to buying land is getting pre-approved. Aside from knowing how much land you can afford, a pre-approval also establishes your credibility as a land buyer. As you shop around for the right land loan, make sure to choose one that fits your budget and has the best terms for you. Having good credit also gives you a higher chance of getting preapproved.

    Aside from borrowing from lenders and small banks, you can also finance your land purchase through AgGeorgia Farm Credit. This government-sponsored cooperative offers fixed rates for short-term and long-term loans. However, the land must be located in the countryside and has to be used for agriculture, hunting, or conservation.

  3. Consider the location
    Location is one of the most important factors to consider when buying real estate. Since the value of land rises and falls depending on the properties around it and its surrounding activities, it’s essential to look into these factors first.<
  4. Understand the zoning requirements< Knowing your local zoning rules and regulations is a huge help when buying land for sale in Athens, GA. These rules and regulations tell you how you can use the land and what you can build on it. Athens-Clarke County, for instance, requires a zoning permit from the Planning Department before property owners can construct a fence.

  5. Survey the land
    Once you find a potential piece of land, hire a surveyor to take a look at the property and determine its boundary measurements. This professional must be certified and registered in the state of Georgia. The land survey will tell you the extent of the land you own, including other features such as trees, fences, and bodies of water.
  6. Find an agent who specializes in land
    When it comes to buying land, it’s always best to work with a real estate agent who specializes in these types of properties. They must have the proper knowledge and expertise in the zoning laws, mineral rights, and local property values in your particular area.

The Lauderdale Morrow Realty Group is an experienced team of rural land and residential specialists in Athens, Georgia. For more information about buying or selling land in Clarke County, Oconee County, and Jackson County, get in touch with the team at 706.534.2289. You can also send an email to kenlauderdale(at)gmail(dotted)com.

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